Meet the team

Partnership Invoice Finance has a highly experienced team, ready and willing to support your objectives and help your business realise its full potential.


Understanding how your business works is essential for us to develop the right programme to align with your growth strategy. Our team have extraordinary business experience and are committed to making your growth a success.


At the heart of every successful organisation is the drive for professionalism at every turn. Our team is made up of dedicated, experienced and highly professional experts who understand the need for discretion and efficiency.


uk finance logo
photo of Phil Padgham


Managing Director

Phil’s Invoice Finance experience spans in excess of 30 years having worked in both the independent, and to a lesser extent, the bank owned sectors. Senior roles have been performed in key areas of operational delivery including client and risk management, facility structuring, and new business team direction.

The combination of technical and commercial knowledge greatly enhances his ability to understand and deliver a solution that meets the customers overall objective. These skills are especially effective in assisting in the more challenging circumstances although he is equally driven in dealing with less pressured applications.

Call 01892 576470 | Email Phil Here

photo of Jim Beck


Deputy Chairman

Jim has over 40 years Operational and Risk Management experience in Invoice Finance including Board Level positions at Lombard Natwest Commercial Services and RBS Commercial Services.
Call 01892 576470 | Email Jim Here
photo of Chris Falby


Regional Sales Manager

Chris, has spent over 20 years working with businesses in and around the South East developing a wealth of experience and expertise in providing financial solutions and assistance to SME’s.

During this time Chris has developed a strong network of business contacts and a solid reputation for shaping and delivering vital funding facilities.

An early finance career managing advances in mainstream banking led to Chris further honing his skills in the world of independent funders.

Call 01892 576470 or 07944 796311 | Email Chris Here


Regional Sales Manager

Lawrence has over 25 years of experience working within financial services. He broadened his skills and network whilst being self-employed having ran his own successful business within the independent financial sector.

With a hands on approach, he finds financial solutions for businesses of all shapes and sizes, from multi-national corporations to SME’s.

Call 01892 576470 or 07793 032180 | Email Lawrence Here


Client Manager

Suzanne has been in the invoice finance industry for over 20 years and having undertaken a wide variety of operational roles, brings this in depth experience to the benefit of our clients.
Starting out at NMB Heller and then working in a number of large Banking organisations Suzanne joined the independent market some 13 years ago to better focus on customer service.

As Client Manager, Suzanne looks after all our clients and day to day operations supported by her team of client executives and credit controllers.

Call 01892 576476 | Email Suzanne Here

Ethical Funding

At Partnership Invoice Finance we pride ourselves on being humancentric, meaning we focus on our clients’ needs.

Have you left us a voicemail? We will return your call.
Sent in an email? You will get a response.
Would you like to speak with decision makers? Their contact details are readily available.

Our charges are presented to you upfront. We have complete transparency in our fee structure.

By choice we are proud to be full members of UK Finance and always rigidly adhere to their code of conduct.

Providing our clients with extra peace of mind.

Our Services


Allows you to retain control of the ledger management whilst receiving the benefit of prepayment against the debts.


Factoring gives you to access the value of outstanding customer invoices before they are paid. We provide the funding, manage every aspect of your credit control saving you time and money.

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