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Late payment is one of the most common causes of cash flow difficulties, and as such is a significant contributor to business failure. Despite most business owners being fully aware of the hardship that can result from withholding payment...

2019 was a record year for startups, with almost 700,000 new businesses launched in the UK. This stat was up 2.8% from the year before, and a similar growth trajectory was expected for 2020, though of course we now have...

Remember when we thought the biggest thing to happen to the UK’s business landscape in 2020 would be our long-awaited departure from the EU? Yes, that minor event finally happened in January, but soon felt like a distant insignificance...

Invoice fraud is on the increase, and this surge in crime statistics shows no sign of abating. Businesses of all shapes and sizes are at risk of invoice and mandate fraud, and research shows that SMEs are the most...

When your small to mid-sized business needs to increase cash flow, there are very few finance options that can provide as much flexibility and speed as using invoice finance. Invoice finance can be a way to gain access to...

As we are all returning to the office after the celebrations, there may be a whiff of the post-holiday blues in the air (or is that the remnants of a New Year’s hangover?), but there is always a hint...

As we’re getting ready to round up 2019, many of us will be reflecting on the last 12 months and establishing our New Year’s resolutions. As 2020 dawns, there will be the usual promises to ourselves to go to...

In his song Good Life, Kanye West says: “Having money’s not everythin, not having it is.” And when it comes to business, never a truer word was spoken (or rapped). When you think about a business with cash flow...

  Photo by Lukas from Pexels The term ‘alternative finance’ implies that obtaining funding from sources other than high street lenders is far from mainstream. This used to be the case but gone are the days where finance-seeking SMEs’...