Blog
Keep up-to-date with the latest news, views, information and advice from Partnership Invoice Finance. Within our blog posts we cover topics such as: building sustainable cash flow, utilising invoice finance, and tips for business growth.

The Role of Credit Control During Seasonal Peaks
Seasonal demand creates opportunity. October, November and December are often the busiest months of the year, with retail, logistics, hospitality, and recruitment all scaling up to meet customer expectations. While additional sales are welcome, they also bring an increase in invoices, payment terms, and debtor management. Without a strong process in place, businesses can quickly find themselves chasing payments at the very moment they should be focusing on growth. This is why the role of credit control during seasonal peaks is so important.

Choosing Between Recourse Factoring and Invoice Discounting
Seasonal peaks are both exciting and challenging. Recruitment agencies expand their temporary workforce, logistics firms hire additional drivers, and manufacturers add shifts to meet demand. Yet whilst sales climb, cash flow can quickly become strained. Wages, fuel, equipment, and supplier costs all need to be paid, while customer invoices may not be settled for weeks. This is where invoice finance comes into action. By unlocking the value of unpaid invoices, businesses can bridge the gap between rising costs and delayed payments. But one decision often arises: choosing between recourse factoring and disclosed invoice discounting

Seasonal Logistics with Invoice Finance: Managing Peak Demand
The UK logistics sector experiences its busiest months in November and December. Black Friday, Cyber Monday, and Christmas shopping create record breaking order volumes. For couriers, hauliers, and warehouse operators, this translates into more staff, longer shifts, and additional vehicles. The problem is simple: costs arrive immediately, while payments from retailers and online platforms may not be received for weeks.
This is where seasonal logistics with invoice finance can make the difference.

Guide to Seasonal Recruitment Cash Flow
Running a business during peak seasons brings both opportunities and pressures. Seasonal recruitment allows business to scale up their workforce in line with customer demand. Suppliers take on temporary staff ahead of Christmas. Logistics firms hire additional drivers during busy delivery periods. Hospitality venues increase headcount for tourism and events. Seasonal Recruitment cash flow can be tricky to navigate.

Protect Your Business from Late Payments with Invoice Finance
Protect Your Business from Late Payments with Invoice Finance. Even with a watertight business plan, strong terms and conditions, and a loyal customer base, late payments still happen. In fact, they happen often.

Invoicing Terms and Conditions That Prevent Late Payments
Late payments are one of the most common cash flow problems affecting UK SMEs. Despite strong sales or long term contracts, payment delays continue to cause missed payroll, restricted growth, and added pressure for small business owners.
What many do not realise is that poor invoicing terms and conditions can be to blame. Vague or inconsistent invoices leave room for confusion, delay, and dispute. Clear and enforceable invoicing terms and conditions help to prevent late payments, and give your business the structure it needs to stay in control.

How to Write a Business Plan That Strengthens Cash Flow
Writing a business plan is one of the most important steps any founder or business owner can take. A well written plan sets your direction, defines your goals, and helps secure finance. But while many business plans focus on revenue targets and market opportunity, too few directly address the everyday realities of running a business in the UK today. One of those realities is this: clients often pay late.

Late Payments to SMEs UK: Time to Pay Up
Late payments to SMEs UK are suffocating the economy. The cost to the economy has now reached a staggering £11 billion per year. With thousands of viable, growing businesses forced into decline because of unpaid invoices and slow customer payments. In fact, nearly 40 UK SMEs close their doors every single day as a direct result of disrupted cash flow.

Recourse Factoring vs Bank Loans: Choosing for Your Business
Accessing funding be a major challenge for B2B businesses. With traditional lenders tightening criteria and timelines from enquiry to receiving finance increasing. Businesses can find themselves choosing between two main options: recourse factoring vs bank loans. Understanding the differences between these two funding routes is essential for making a confident, informed decision.