Independent Invoice Finance Provider: the edge you need.
Working with an independent invoice finance provider is one of the ways you can make life easier when you’re juggling business challenges, especially when managing cash flow. For SMEs and start-ups in the UK, finding the right funding solution can feel like another challenge. Unlike traditional banks, independent invoice finance providers offer unique advantages. At Partnership Invoice Finance, our independence allows us to provide tailored and flexible funding solutions for businesses across London and the South East. Here’s why independence matters when it comes to invoice finance.
What Makes Independent Invoice Finance Providers Different?
Freedom from Banking Constraints
Unlike bank-owned or group-affiliated competitors, independent invoice finance providers operate on a personal level, understanding the business, without rigid ‘box-ticking’ criteria. This autonomy enables providers like us to:
- Offer tailored solutions that meet your specific business needs.
- Set parameters at our discretion, ensuring flexibility and personalisation.
Our independence means decisions are not filtered through complex corporate structures. Instead, we can respond swiftly, giving you the answers you need when you need them.
Tailored Solutions for Diverse Businesses
At Partnership Invoice Finance, we understand that no two businesses are the same. Our board comprises of individuals with real business experience, allowing us to:
- Approach funding with a fresh perspective.
- Understand and support businesses across various industries, from start-ups to established SMEs.
Whichever service of invoice finance you are looking for (factoring services, or disclosed invoice discounting), our bespoke approach ensures the perfect fit for your business.
The Benefits or working with an Independent Invoice Finance Provider
Flexibility and Lateral Thinking
Traditional lenders often require businesses to fit their predefined product moulds. As an independent provider, we think laterally, crafting solutions that adapt to your needs. Our services include:
Recourse Factoring: Outsourced credit control whilst in receipt of funding to improve cash flow. Receive a cash injection of up to 80% of the value of your upcoming invoices.
Disclosed Invoice Discounting: Receive the same funding benefits (up to 80% of your upcoming invoices) whilst remaining in control of your sales ledger.
Personalised Communication and Service
Unlike many competitors who rely on automated emails, we pride ourselves on delivering a personal touch. Our dedicated team ensures that every interaction is human and tailored to your business. We prioritise clear and direct communication, ensuring you always know where you stand.
Personalised Debt Chasing
Our debt chasing service is far more than a standardised, automated process. We assign experienced professionals who work closely with your business, contacting your customers in a personalised manner to maintain positive relationships while ensuring timely payments. This tailored approach enhances cash flow without compromising your customer relationships.
Enhanced Communication
Short communication lines ensure fast decision-making. Unlike large banks, where approvals must go through multiple layers, our streamlined process guarantees quick responses. This agility is particularly beneficial for businesses needing urgent cash flow solutions.
Support for Growth
Our flexibility and tailored approach empower SMEs to unlock working capital, invest in growth opportunities, and maintain steady cash flow. Whether you need invoice discounting or factoring, we provide the tools to fuel your success.
Expertise in the South East and London
With a strong presence in London and the South East, we’re well-versed in the unique challenges faced by businesses in these regions. Our local expertise allows us to offer the most relevant and effective solutions.
How We Stand Out
At Partnership Invoice Finance, we go beyond traditional funding. Our services include:
Cash Flow Solutions for SMEs: Immediate access to funds tied up in invoices.
Receivables Factoring: Simplifying your cash flow management.
Alternative Funding: For businesses seeking non-traditional financing options.
We don’t just offer funding; we provide a partnership, supporting your business’s growth every step of the way. Our personal service ensures you’re never just a number.
Conclusion
Choosing an independent invoice finance provider like Partnership Invoice Finance offers numerous benefits, from flexibility and bespoke solutions to fast decision-making and local expertise. For SMEs and start-ups in London and the South East, our independence is your advantage. Let us help you unlock your business’s potential.
Contact us today to learn more about our tailored invoice finance solutions and discover how we can support your business’s growth.
About the Author
Phil Padgham
As Managing Director, Phil Padgham brings over 30 years of expertise in Invoice Finance to the table. His experience encompasses both independent and bank-owned sectors, with a strong focus on operational excellence. Phil has successfully led teams in client management, risk assessment, and facility structuring. His in-depth knowledge of the industry allows him to provide valuable guidance and deliver effective invoice finance solutions that meet the evolving needs of our clients.
