Partnership Invoice Finance has a highly experienced team, ready and willing to support your objectives and help your business realise its full potential.

01. Strategic

Understanding how your business works is essential for us to develop the right programme to align with your growth strategy. Our team have extraordinary business experience and are committed to making your growth a success.

02. Professional

At the heart of every successful organisation is the drive for professionalism at every turn. Our team is made up of dedicated, experienced and highly professional experts who understand the need for discretion and efficiency.

03. Accredited


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our team

Phil Padgham MD Partnership Invoice Finance

Phil Padgham


Phil’s Invoice Finance experience spans in excess of 30 years having worked in both the independent, and to a lesser extent, the bank owned sectors. Senior roles have been performed in key areas of operational delivery including client and risk management, facility structuring, and new business team direction.

The combination of technical and commercial knowledge greatly enhances his ability to understand and deliver a solution that meets the customers overall objective. These skills are especially effective in assisting in the more challenging circumstances although he is equally driven in dealing with less pressured applications.

Call 01892 576470 | Email Phil Here 

Jim Beck Deputy Chairman Partnership Invoice Finance

Jim Beck


Jim has over 40 years Operational and Risk Management experience in Invoice Finance including Board Level positions at Lombard Natwest Commercial Services and RBS Commercial Services.

Call 01892 576470 | Email Jim Here 

Mark O'Neil Sales Director partnership Invoice Finance



Chris, has spent over 20 years working with businesses in and around the South East developing a wealth of experience and expertise in providing financial solutions and assistance to SME’s. During this time Chris has developed a strong network of business contacts and a solid reputation for shaping and delivering vital funding facilities.

An early finance career managing advances in mainstream Banking led to Chris further honing his skills in the world of independent funders.

Call 01892 576470 or 07944 796311  |  Email Chris here




Suzanne has been in the invoice finance industry for over 20 years and having undertaken a wide variety of operational roles, brings this in depth experience to the benefit of our clients.

Starting out at NMB Heller and then working in a number of large Banking organisations Suzanne joined the independent market some 13 years ago to better focus on customer service.

As Client Manager, Suzanne looks after all our clients and day to day operations supported by her team of client executives and credit controllers

Call 01892 576476  Email Suzanne here

Our Services

disclosed invoice discounting

Allows you to retain control of the ledger management whilst receiving the benefit of prepayment against the debts.

recourse factoring

Factoring gives you to access the value of outstanding customer invoices before they are paid. We provide the funding, manage every aspect of your credit control saving you time and money.

Get In Touch

Suite B, 15 Commercial Road
Paddock Wood
TN12 6EN

01892 576470