Late Payments Effect on Small Businesses

Late payments aren’t just frustrating—they’re fatal. For too many small and medium-sized enterprises (SMEs) in the UK, delays in getting paid lead to cash flow crunches, sleepless nights, and missed growth opportunities. Late payments have an effect on SMEs far beyond inconvenience—they disrupt the working capital cycle, weaken supplier relationships, and in the worst cases, close businesses altogether.
This blog explores how widespread the late payments effect is, why it continues, and what practical solutions exist to help SMEs regain control.

Business Funding with a CCJ

Understanding business funding with a CCJ – Many UK SMEs face financial challenges that can impact their credit score, particularly when dealing with cash flow issues or periods of growth. One common concern is the presence of a County Court Judgment (CCJ) on a business’s credit file. While a CCJ can make it seem like traditional funding options are off the table, it does not mean the end of the road. In fact, invoice finance could still be available to businesses with a CCJ.

Low Credit Score Business Funding

When a business applies for funding, one of the first challenges often faced is their credit score. But for many UK SMEs, especially start-ups or those with cash flow difficulties, a low credit score can feel like a closed door. Fortunately, for those searching for low credit score business funding at Partnership Invoice Finance, we look beyond just your score. Through invoice finance we offer a lifeline to those who need it most.

Seasonal Finance Planning

Start the summer strong with seasonal financial planning. Too often, businesses delay reviewing their finance options until it’s too late. With summer fast approaching and seasonal demand on the horizon, it’s time to dispel the myths and make proactive moves. At Partnership Invoice Finance, we believe seasonal finance planning isn’t just smart—it’s essential.