
Trusted Invoice Finance Provider - meet the PIF team.
For two decades, Partnership Invoice Finance has been the trusted invoice finance provider for SMEs and startups across the South East of England. With deep roots in Kent and Sussex, located in Paddock Wood with a reputation for exceptional service, our dedicated team is the backbone of our success. In this blog, we introduce you to the experts behind our services, share insights into our history, and reveal why we’re uniquely positioned to support your business with a comprehensive suite of funding solutions tailored to your needs.
Our history in Paddock Wood, Kent.
The heart of Kent, Paddock Wood is our home. This strategic location allows us to serve businesses throughout the South East. Over the years, we’ve grown from a small local provider into a trusted partner for SMEs across the region and beyond. Our proximity to major cities ensures that we can respond quickly and efficiently to the needs of our clients, our deep tie to the local community underscores our commitment to supporting businesses in the area. Our promise to a highly personalised service remains unchanged, our reach and expertise have expanded but our core commitments are still the same, helping more businesses navigate the challenges of cash flow with confidence and ease.
Meet the team that keeps us PIF highly regarded.
At Partnership Invoice Finance, our people are our greatest asset. Their expertise, dedication, and passion for supporting businesses make them the driving force behind our success. Let’s introduce you to the team who make it all happen:

Phil Padgham - Strategic Visionary
With over two decades dedicated to helping businesses in the South East thrive, Chris, Sales and Marketing Director, brings a wealth of knowledge in securing financial assistance for SMEs. His career began in mainstream banking, where he gained valuable experience managing advances. This foundation, coupled with his extensive network and expertise in independent funding, allows Chris

Chris Falby - Problem Solver
Chris’s meticulous approach to invoice finance ensures that every client receives tailored solutions and exceptional support. With a background in banking and business finance, Chris excels in identifying potential cash flow issues and creating strategies to address them. His hands-on approach and unwavering commitment to excellence have earned him the trust and loyalty of clients across the South East. Chris is also a champion of process improvement whilst continually nurturing professional relationships to enhance the client experience.

Suzanne Warren - Relationship Builder
Suzanne is the cornerstone of client relations at Partnership Invoice Finance. Her ability to foster genuine connections with clients sets her apart in the industry. With over a decade of experience in customer service and finance, Suzanne combines her expertise with a warm, approachable demeanour. She works tirelessly to understand each client’s unique needs, ensuring that our solutions align with their business goals. Suzanne’s dedication to building long-term relationships is a key reason why so many businesses trust us as their invoice finance provider.
Comprehensive Services Designed for Your Success
Partnership Invoice Finance offers a range of services designed to help businesses gain access to a percentage of their unpaid invoices. Our solutions include:
Disclosed Invoice Discounting: A flexible option that allows businesses to maintain control over their sales ledger while accessing the funds they need quickly.
Recourse Factoring: Ideal for businesses looking for both funding and support, this service includes credit control and collections, freeing you to focus on growth.
Tailored Solutions: We pride ourselves on understanding your business and offering bespoke solutions that meet your specific cash flow needs. Our funding facilities are flexible, meaning that your funding amount can grow as your business grows.
By leveraging these services, businesses can bridge the gap between issuing invoices and receiving payments, ensuring smooth operations and uninterrupted growth.
Why Choose Partnership Invoice Finance?
When it comes to selecting an invoice finance provider, here’s why we stand out:
Personalised Solutions: We understand that every business is different. That’s why we offer tailored funding solutions to meet your specific needs.
Fast and Flexible: Our processes are designed to get you the funding you need quickly, without the red tape of traditional financing.
Local Expertise: Based in the South East, we’re familiar with the challenges and opportunities facing businesses in the region.
Experienced Team: With professionals like Phil, Chris, and Suzanne at the helm, you can trust that your business is in capable hands.
Customer-Centric Approach: Our clients are at the heart of everything we do. From the first consultation to ongoing support, we prioritise your success.
Expanding Our Reach Across the South East
While our home is in Paddock Wood, our services extend throughout the South East. From cities like London, Brighton and Canterbury to smaller towns across the region, we’re here to support businesses with reliable, flexible alternative funding solutions. Our commitment to SMEs, startups, and growing enterprises ensures that more businesses can access the working capital they need to succeed.
Contact Us Today
Whether you’re a startup looking for your first funding solution or an established business seeking an alternative to traditional financing, Partnership Invoice Finance is here to help. Contact us today to learn how our services can empower your business to grow.
Learn more about our team or get in touch to discuss your needs.
Conclusion: Your Trusted Partner in Invoice Finance
With a rich history, an experienced team, and a dedication to supporting businesses in the South East, Partnership Invoice Finance is the ideal invoice finance provider for SMEs and start-ups. From our headquarters in Paddock Wood to your doorstep, we’re committed to your success. Reach out today to discover how we can support your growth with tailored funding solutions and unparalleled expertise.